Our Services
5-Part Comprehensive Financial Plan
A complete framework ensuring you never overlook important decisions about your money. Simple, efficient, and effective—because complicated plans don't get implemented.
Investment Planning
My investment management process is integral to how clients progress towards their financial goals. Too often investment advice is an ad hoc pursuit not aligned with investors' objectives.
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Portfolio recommendations tailored to your specific situation
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Risk tolerance and time horizon analysis
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Tax-efficient investment strategies
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Fiduciary-based recommendations always in your best interest
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Regular portfolio reviews and rebalancing
Tax Planning
Tax planning is the analysis of your financial situation from a tax perspective. The purpose is to ensure tax efficiency across all elements of your financial plan.
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Analysis of tax returns for potential withholding changes
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Retirement account distribution tax analysis
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Maximize retirement plan contributions
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Tax-efficient asset location strategies
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Year-round tax planning, not just at tax time
Estate Planning
I advise clients regarding property ownership, distribution and estate tax strategies, as well as methods to reduce or eliminate probate fees.
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Property ownership and distribution strategies
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Wills, trusts, and beneficiary designations
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Family gifting strategies
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Charitable giving planning
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Coordination with your estate attorney
Risk Management
A fundamental part of financial planning involves risk management. I review your existing insurance policies for adequacy and cost-effectiveness.
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Life insurance adequacy review
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Disability insurance analysis
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Long-term care insurance evaluation
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Policy ownership and beneficiary review
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Recommendations for coverage deficiencies
Cash Flow & Budget
Financial planning is the ongoing work of aligning your use of human capital (your money, time, energy) with what is important to you.
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Align spending with your values
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Create a sustainable financial plan
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Emergency fund planning
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Debt reduction strategies
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Retirement income projections
Your One Page Financial Plan
As Mike Tyson famously said, everyone has a plan until they get punched in the face. A perfect plan is useless if you can't achieve your desired outcomes.
Complicated, impractical, and time-consuming recommendations will likely not get implemented. With all the demands on your time, a plan needs to be simple, efficient, and effective.
Questions We'll Answer Together
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When can you retire?
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Are you overpaying on taxes?
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Will you run out of money in retirement?
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Is your family protected?
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Are your investments aligned with your goals?